PPI claims after your IVA has completed

Interesting read. Although I don’t have PPI (as much as I understand), can there be a defined period Iva trusts have actually by which they ought to make an effort to finish their investigations concerning things such as for example PPI? Otherwise they are able to drag their legs and keep this going on for decades and years. All this work time these are typically keeping individual monetary documents, clearly with no period that is fixed of this contravenes GDPR?

Sara (Financial Obligation Camel) says

PPI complaints are closing. You aren’t planning to win an issue about it.

darren kelly says

We received my conclusion certification, but have actually simply been contacted by WageDayAdvance representatives beginning i will be due some Redress. We hadn’t started the claim, me to submit the claim today until they asked. If I actually do get this, would my IVA expect the funds to attend them? And would it not immediately be compensated in their mind?

Sara (Financial Obligation Camel) says

Whenever had been your borrowing from WDA?

It had been just before my IVA and once whilst on it

Sara (Financial Obligation Camel) says

Well this will depend from the regards to your IVA as well as which IVA company you utilized as some don’t have any curiosity about reopening finished IVAs. In training the cash might be provided for you.

Darren kelly says

It absolutely was give Thorton which relocated up to Apperture

Michelle Peach says

My spouce and I had been in a IVA 12 years back. We paid in to the IVA for more than couple of years once I ended up being identified as having aggressive cancer tumors. The creditors voted to shut the IVA as there clearly was no prognosis that is clear I wasn’t working. A certificate was received by us of Satisfaction additionally the creditors had been given out though it had been a much smaller quantity. Certainly one of our creditors had been the Northern Rock. We now have simply been notified by way of business working with PPI enquiries that my spouce and I have entitlement to a return of premium from Northern Rock. We additionally reported through the Halifax some full years back. The Halifax delivered the monies direct to us (these were additionally certainly one of our creditors). Northern Road have stated that they’ve been keeping the funds towards our IVA. Can they are doing this? If we’ve gotten a certification of Satisfaction 9 years back saying the IVA had been settled who is able to this be reasonable. It has nothing in connection with the very fact us PPI that they mis-sold. Please advise.

Sara (Financial Obligation Camel) says

Extremely common for a creditor to create down a PPI reimbursement against a financial obligation in an IVA.

I’ve just made the last re re re payment and my IVA business is keeping my certification until We sign an agreement to allow them to investigate all my PPI. The truth is the IVA business has examined my PPI claims while I became into the IVA. They took about £3500. I did son’t see a cent needless to say. Now exactly why are they asking to complete another research?

Sara (Financial Obligation Camel) says

This argument is not likely to allow you to get anywhere. These are typically eligible to will not complete your IVA until you agree. I am aware it is irritating, however the choice is yours.

Rebecca Arthurs says

I became adviced check with residents useful content advice which stated I became in no economic state to spend my ctax arrears over £4,500 and my advice centre said my only choice ended up being iva thus I took there advice had been released and I also made a claim for ppi and ended up being awared over £3000 however the bank that awarded me personally sent it directly to iva so when I happened to be with debt for ctax £4.500 and absolutely nothing as a result of any banking institutions or estates just tiny high interest levels companies e.g. provident all under £9000 !the £3000 will not protect the ctax and is more than most of the businesses that are small. provident so just why have they taken this £3000 we had been granted ? The organization that got me ppi sent me personally a contact and page saying very good news u v been granted £3000 I quickly called them they called the bank who said it’s sent to iva but I was discharged as i never got nothing

Sara (Financial Obligation Camel) says

Have you been yes you’d an IVA? If perhaps you were “discharged” after per year, this sounds similar to bankruptcy or even a financial obligation Relief purchase?

I happened to be within an IVA which completed We claimed ppi while into the iva and ended up being granted ВЈ3500 it was compensated towards the internet protocol address and in to the iva .

Can I now claim this relative right right right right right back from the internet protocol address

Sara (Financial Obligation Camel) says

No. perhaps Not it should not have gone to the IP unless you can show.

Sonaton Saha says

Hi, We have finished my 6 years IVA and my certification ended up being released from aperture. We have started my iva with DFD but later on on they relocated it to aperture. to my certification wording that is following written- “Dividends Creditors whose claims had been outstanding or unsupported following the final claiming deadline, had been excluded in complete or component through the dividend circulation; nevertheless, they stay limited by the conditions and terms associated with the finished Arrangement(s). All dividends have already been equalised where funds allowed. VAT and PPI The manager continues to cope with the PPI and VAT dilemmas according to the resolutions proposed and authorized by the creditors during the conference of creditors.”

within my IVA DFD advertised PPI. week that is last have obtained one page from very very very first dispute administration saying they are instructed by my aperture manager to research different mis-selling claims which could occur in my IVA and after this received e-mail from aperture whether we have gotten the page or perhaps not. if i change target, they wish to understand my brand new address where they can resend that type. May I ignore them? They reopen my iva? i have not received any ppi money from lenders personally, even i am not bothered if i do can. We really don’t want this hassle any longer. I will be significantly more than pleased to finish my IVA. I might be actually grateful to possess your advice regarding this matter. Many thanks

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